KAUR, J. Delivery Channels in Indian Banking Sector: A Study of Rural Areas. Vivekananda Journal of Research, [S. l.], v. 13, n. 1, p. 60–74, 2023. DOI: 10.61081/vjr/13v1i106. Disponível em: https://9vom.in/journals/index.php/vips/article/view/277. Acesso em: 6 may. 2026.