DAVE, F. An Essay on Micro-Finance: An Effective Tool of Poverty Reduction in India. Vivekananda Journal of Research, [S. l.], v. 13, n. 2, p. 233–244, 2023. DOI: 10.61081/vjr/13v2i108. Disponível em: https://9vom.in/journals/index.php/vips/article/view/307. Acesso em: 13 aug. 2026.